Hello, I'm Clarence Chin

I bought hospital and term plans from friends, but I wanted to make sure I was getting the best value for my money. That's when I met Clarence from finexis advisory, through my mother. He was incredibly patient and took the time to understand my goals. We discussed my lifestyle, finances, and future plans. Clarence recommended a comprehensive financial solution that covered me and my potential family, and I was surprised to find that I could save over $500 per year in premiums. With that extra money, I invested in a portfolio of unit trusts that offer higher dividends than fixed deposits. I'm so glad I made this decision. It's given me peace of mind and a steady stream of income.

I started by transferring my existing unit trusts to finexis advisory. Since then, my financial nest egg has been in good hands. Clarence has regularly reviewed our portfolio and recommended changes to align with our evolving needs and risk tolerance. We switched from riskier products to a more comprehensive portfolio that better suits us. With the profits from our portfolio, I even purchased Indexed Universal Life (IUL) policies for my children and extended family as a legacy gift. I'm impressed with the service at Finexis Advisory and the strong relationship we've built over the years. I've recommended Clarence to my children and extended family because he's friendly, knowledgeable, and always willing to help.

I've known Clarence for years. As someone who's always been risk-averse, I'm grateful for his advice over the years. In the past, I had some unfortunate experiences with the stock market. Thanks to Clarence's guidance, I've been able to preserve my wealth by transitioning from endowment plans to annuity plans. I've enjoyed the accumulated benefits and bonuses. Additionally, I'm thankful that Clarence helped me avoid the complex scams that are prevalent today. My funds are securely protected with reputable and MAS approved insurers.

感谢遇到Clarence，我的朋友中有一些人因投资加密货币(Crypto)和情感骗局(Scams)而亏损了很多钱。虽然我的储蓄计划的回报率不算非常高，但我的本金是安全的，并且能够对抗通货膨胀。Clarence妥善保护了我的资金，现在我可以安享退休且安逸的晚年。

我很感激Clarence的服务和他的倾听。在我的CPF和SRS之外，我成功地减少了税负并建立了多重收入来源。通过精心的规划，我现在可以从CPF Life、SRS年金、单位信托的分红以及退休保险中获得收入。 工作已经变成了一种选择，而不再是一种必然。