"So in everything, do to others what you would have them do to you."
– Matthew 7:12 NIV
Hello, I'm Bernard Ong
Associate Director & Practice Mentor
MAS Representative No. BOW300562609
"So in everything, do to others what you would have them do to you."
– Matthew 7:12 NIV
As a shining example of successful career transitions, Bernard moved from a Chief Operations Officer in the oil & gas sector, to a Chief Optimization Officer in financial consulting. With over two decades of experience in managing vital assets, he brings unmatched knowledge and approach to financial planning by caring for clients and applying deep analysis, with a laser focus on optimization.
Bernard prioritises making an impact and does not believe in selling. He seeks to understand clients deeply, delivering unmatched clarity on their current financial status, and helping them achieve their goals through a systematic approach and leveraging cutting edge technology. His guiding principle, inspired by the golden rule—“Do to others what you would have them do to you”—informs his practice and ensures that he supports each client with the same rigour and advise that he would expect, if he were that client.
Most of Bernard’s clients are seasoned C-suite leaders and established professionals in their 30s to 50s. His own experiences in corporate leadership make him particularly adept at understanding and addressing the challenges and aspirations of this esteemed group.
Achievements
Top of the Table
2024
Court of the Table
2023
Court of the Table
2022
Testimonials
Since I entrusted Bernard with managing my investments, it is no longer about chasing the highest returns; rather, it is about using the most suitable strategies to secure future chapters of my financial journey.
He factored in potential market upheaval, my investment runway and contingencies to safeguard my family's future.
I thought about my peers whose investments had crashed over the past 2 weeks, and told Bernard that I'll be asking many of them to meet with him.
He factored in potential market upheaval, my investment runway and contingencies to safeguard my family's future.
I thought about my peers whose investments had crashed over the past 2 weeks, and told Bernard that I'll be asking many of them to meet with him.
Interestingly enough, it was I who asked if he would be keen to analyse my current financial plans.
Thanks to Bernard’s in-depth and systematic planning process, he helped uncover critical blindspots and opportunities. Subconsciously, I had assumed that my past successes implied that my future will be equally smooth-sailing. I appreciate the professionalism and comprehensiveness that Bernard brings to the world of personal financial planning, which reminds me of the planning that I undertake for billion-dollar deals.
I’ve since recommended him to many of my friends, like Jen San. He has my trust and is simply the best I’ve seen.
Thanks to Bernard’s in-depth and systematic planning process, he helped uncover critical blindspots and opportunities. Subconsciously, I had assumed that my past successes implied that my future will be equally smooth-sailing. I appreciate the professionalism and comprehensiveness that Bernard brings to the world of personal financial planning, which reminds me of the planning that I undertake for billion-dollar deals.
I’ve since recommended him to many of my friends, like Jen San. He has my trust and is simply the best I’ve seen.
Bernard’s introductory sharing was eye-opening - he lent such 𝒄𝒍𝒂𝒓𝒊𝒕𝒚 to how an optimised financial plan can look like, and I asked him to 𝒅𝒆𝒆𝒑 𝒅𝒊𝒗𝒆 into my financial portfolio.
Partnering with Bernard gives me 𝒈𝒓𝒆𝒂𝒕 𝒄𝒐𝒏𝒇𝒊𝒅𝒆𝒏𝒄𝒆. His 𝒔𝒚𝒔𝒕𝒆𝒎𝒂𝒕𝒊𝒄 𝒑𝒓𝒐𝒄𝒆𝒔𝒔 has the 𝒂𝒏𝒂𝒍𝒚𝒕𝒊𝒄𝒂𝒍 𝒓𝒊𝒈𝒐𝒓 and 𝒔𝒄𝒆𝒏𝒂𝒓𝒊𝒐 𝒑𝒍𝒂𝒏𝒏𝒊𝒏𝒈 that I undertake for ExxonMobil’s optimisation. While I do have the expertise to optimise for my company, I knew I should leverage Bernard’s expertise to optimise my financial plans.
As for trust, I knew from years of serving with Bernard at ExxonMobil’s Christian fellowship, that we are both 𝙖𝒄𝙘𝒐𝙪𝒏𝙩𝒂𝙗𝒍𝙚 𝙩𝒐 𝒐𝙪𝒓 𝑯𝙚𝒂𝙫𝒆𝙣𝒍𝙮 𝙁𝒂𝙩𝒉𝙚𝒓 in the work that we do, and how we do it 🤝.
Partnering with Bernard gives me 𝒈𝒓𝒆𝒂𝒕 𝒄𝒐𝒏𝒇𝒊𝒅𝒆𝒏𝒄𝒆. His 𝒔𝒚𝒔𝒕𝒆𝒎𝒂𝒕𝒊𝒄 𝒑𝒓𝒐𝒄𝒆𝒔𝒔 has the 𝒂𝒏𝒂𝒍𝒚𝒕𝒊𝒄𝒂𝒍 𝒓𝒊𝒈𝒐𝒓 and 𝒔𝒄𝒆𝒏𝒂𝒓𝒊𝒐 𝒑𝒍𝒂𝒏𝒏𝒊𝒏𝒈 that I undertake for ExxonMobil’s optimisation. While I do have the expertise to optimise for my company, I knew I should leverage Bernard’s expertise to optimise my financial plans.
As for trust, I knew from years of serving with Bernard at ExxonMobil’s Christian fellowship, that we are both 𝙖𝒄𝙘𝒐𝙪𝒏𝙩𝒂𝙗𝒍𝙚 𝙩𝒐 𝒐𝙪𝒓 𝑯𝙚𝒂𝙫𝒆𝙣𝒍𝙮 𝙁𝒂𝙩𝒉𝙚𝒓 in the work that we do, and how we do it 🤝.
From our introductory meeting, I could already tell that Bernard (as a financial advisor) was VERY DIFFERENT from the many bankers, agents and planners I’ve met.
He brought with him all of the familiar 𝐚𝐧𝐚𝐥𝐲𝐭𝐢𝐜𝐚𝐥 𝐚𝐧𝐝 𝐨𝐩𝐭𝐢𝐦𝐢𝐳𝐚𝐭𝐢𝐨𝐧 know-how that I’ve witnessed from him at ExxonMobil, and none of the product-pitching sales-focused tactics that’s just so prevalent in the financial planning world.
𝐁𝐞𝐫𝐧𝐚𝐫𝐝 𝐭𝐨𝐭𝐚𝐥𝐥𝐲 𝐞𝐱𝐜𝐞𝐞𝐝𝐞𝐝 𝐦𝐲 𝐞𝐱𝐩𝐞𝐜𝐭𝐚𝐭𝐢𝐨𝐧𝐬 by enabling me to be retirement-ready even earlier than I had hoped for. I am finally confident of my own retirement plans and can close that “confidence gap”!
He brought with him all of the familiar 𝐚𝐧𝐚𝐥𝐲𝐭𝐢𝐜𝐚𝐥 𝐚𝐧𝐝 𝐨𝐩𝐭𝐢𝐦𝐢𝐳𝐚𝐭𝐢𝐨𝐧 know-how that I’ve witnessed from him at ExxonMobil, and none of the product-pitching sales-focused tactics that’s just so prevalent in the financial planning world.
𝐁𝐞𝐫𝐧𝐚𝐫𝐝 𝐭𝐨𝐭𝐚𝐥𝐥𝐲 𝐞𝐱𝐜𝐞𝐞𝐝𝐞𝐝 𝐦𝐲 𝐞𝐱𝐩𝐞𝐜𝐭𝐚𝐭𝐢𝐨𝐧𝐬 by enabling me to be retirement-ready even earlier than I had hoped for. I am finally confident of my own retirement plans and can close that “confidence gap”!
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