Hello, I'm Zoie Fang

Financial Consultant

MAS Representative No. FX-300444728

"The smallest gestures, done with the most sincere heart, often create the biggest ripples."

- Zoie Fang

As a firm believer in going the whole nine yards, Zoie is committed to going above and beyond in every aspect of her work. For her, exceptional service means leaving no stone unturned, considering all options, evaluating all possibilities, and tailoring solutions that truly reflect each client’s unique needs. This mindset ensures her diverse clientele, from corporations to individuals, receives the most strategic, thoughtful, and effective guidance possible.

Zoie is also dedicated to helping her clients maximize the value of every dollar spent. She goes the extra mile to provide best-in-class solutions that optimize financial efficiency, ensuring clients aren’t overpaying and are securing only the coverage they truly need—avoiding unnecessary expenses.

Her whole nine yards philosophy stems from the belief that financial planning is a partnership built on trust, commitment, and mutual respect. She knows that meaningful financial progress happens when clients feel heard, understood, and fully supported, and that the best results come from deep, meaningful collaboration. Whether working with businesses or individuals, Zoie walks alongside her clients at every step, investing wholeheartedly in their journey. She listens intently, understands their values, and creates a safe space where they can share their hopes and concerns. This genuine connection allows her to offer guidance that is not only informed but also deeply aligned with what matters most to each client.

Clients deeply value Zoie’s commitment to their financial success, which is evident in the many referrals she receives. This strong word-of-mouth support is a testament to the positive impact she has made—not just through her expertise, but through the genuine care she brings to every relationship. To Zoie, there’s nothing more rewarding than witnessing her clients move closer to their goals, whether that means securing their family’s future, growing their business, or simply gaining peace of mind.

Testimonials

Zoie is a very dedicated consultant. She would gather all the best options available to me based on my current and future financial and insurance needs and she would give me very clear illustrations of all my coverages and what my financial position will be like in the future. She is very detailed in her planning and helps me get the best value-for-money out of my policies and investments, all the while making sure that I am well-covered and do not have any overlapping plans. On top of these, she is also very patient to my questioning even though I have asked her the same questions a few times previously. Thank you for your professionalism and dedication Zoie! Keep it up!

I have used Zoie to underwrite my transport insurance for moving my house items. Zoie has been very responsive and good at checking out all possible insurers under her network. She also helped me to get clarity and possible better terms with the insurer. Considering that I've used insurance agents from all the world for all types of matter, I will refer Zoie for anyone in Singapore for any General Insurance matters.

Zoie is the most dedicated, professional, and ethical financial consultant I have ever met. As my classmate in polytechnic, she quickly became a close friend, and I am incredibly grateful that she also became my financial agent. For several years, she has diligently assisted me with my financial planning, demonstrating an unwavering commitment to her clients' best interests. What truly sets Zoie apart is her genuine care for everyone she works with. She takes the time to understand each client’s unique financial situation and goals, crafting personalized strategies that align perfectly with their needs. I have seen her approach her daily work with incredible seriousness and attention to detail, meticulously comparing various plans and options to ensure optimal outcomes for her clients' well-being. With Zoie's professionalism, I feel completely assured about my insurance policies and investment portfolios. Everything is managed so well that I never have to worry about a single thing. Her proactive communication and willingness to answer all my questions have made the process seamless and stress-free. I trust her and her team implicitly, as they have shown me what a truly ethical, professional, and exceptional financial agent should be. Zoie is not just a consultant; she’s a partner in my financial journey, and I couldn't recommend her more highly. She is simply the best!

You will love her and her service! We just told her what we are looking for, and ta-da! The hard work of reading through that boring wording and comparison of prices (very important!), benefits, and whatever else is done! She will give you a detailed comparison and her advice as to which insurance best suits our needs. A very sweet and pleasant girl to deal with. Thank you, Zoie!

Get in touch with me

Let’s have a conversation about your future, life aspirations, and financial well-being.