Hello, I'm Nigel Lum

Financial planning is not just about numbers. It is about people. I believe in walking alongside my clients, step by step, to help them build a secure and confident future. Rooted in empathy, education, and long term support, my approach ensures that each client receives personalised guidance tailored to their unique journey.

I specialise in working with individuals and families with special needs, offering clarity in navigating complex financial and insurance decisions. This work requires not only expertise but also deep care and understanding, qualities I bring to every conversation. What sets me apart is my ability to simplify complexity, personalise every plan, and build lasting trust through real connections, not just transactions.

Many of my clients are families, caregivers, and individuals seeking financial confidence, especially those managing unique challenges. I listen closely to what truly matters to them, ensuring that their values, not just financial goals, shape the solutions I provide.

What drives me is the impact I create. Knowing I have helped a family find peace of mind or empowered someone toward financial independence is why I do what I do. I am not just here to offer financial plans. I am here to support, protect, and be a trusted resource for life.