Hello, I'm Lin Chun'Ai, Esther

Financial Consultant

MAS Representative No. LCE300106227

"Success Is Combining Effort With Strategic Thinking And Smart Decision-Making."

– Esther Lin

Growing up in a traditional Asian family within the sandwich generation, I witnessed my father’s tireless dedication as the sole breadwinner of our family of five, instilling in me a deep appreciation for responsibility and resilience.

Today, I believe success is not solely about working hard but about combining effort with strategic thinking and smart decision-making. This is evident in my business practice, where I help couples and individuals break free from the constraints of the sandwich generation by building sustainable lives and opportunities for themselves and their families. By journeying with these goal-oriented individuals who practice self-discipline, I help them integrate sound financial planning, including estate planning, to create generational wealth while enjoying the intangible fulfillment of a purposeful and balanced life.

Beyond my professional work, I serve as a mentor to young adults at church, guiding them on their journey towards a purpose-driven life. I focus on instilling ethical values and fostering growth-oriented leadership by empowering them to make the next right decision for themselves and their futures.

Certifications

Estate & Succession Practitioner

Bachelor of Business (Management)

Testimonials

Esther and I became good friends while working closely in our previous roles. When she became a financial consultant, I naturally turned to her to review my policy portfolio. She is meticulous, professional, and takes time to understand her clients' needs before offering advice. I appreciate her openness and the ample time she provides for decision-making. Esther successfully increased my coverage while staying within my budget, which I’m very pleased with. She regularly checks in, both as a friend and an agent, making me feel comfortable discussing my portfolio and open to exploring new financial proposals.

Esther and I were university mates where we first met during orientation camp and coincidentally in same classes throughout our degree. I value how Esther took time and effort to thoroughly understand my needs and concerns as a client and recommend the best options which suits the client, without the pushy kind of service one might see in other financial consultants. She is definitely very very ethical and professional, with high integrity whom always looking out for the interests of her clients.

I’ve known Esther for many years from church but it was only this year where I choose to do my financial planning with her. At first I switched to her from a standalone insurance agent because of the solutions available at finexis. But in the end, what I valued most was how she breakdown big financial concept into layman terms for my easy understanding. This make me feel comfortable and confident in taking ownership of my finances instead of avoiding the subject.

Esther was assigned to take care of my insurances when my friend left Tokio Marine few years ago. She is not pushy with sales, is diligent in following up, is responsive and helpful. I like that she assisted for claims, and any other insurance related enquires whether it is for my mom or myself.

I got to know Chun Ai from church. I appreciate her going through my financial status/stock take and goals and highlight some potential needs. She patiently answer my question and gather the data I need for me to make decision. Quite people centric. She also respects my tithing commitments with the Lord, and also cater for my situation specifically, like my weight condition back then and tailor the advice accordingly. And also have some planning together with me as I progress to slim down and aged to 30 etc.. I know that I can have things covered with her.

I got to know Chun Ai (Esther) from church. She is an older young adult, but always very friendly to me. I trust her as a friend and mentor whom I can share my joys and struggles with. One of the first things Esther did was to give me an overall view of the policies I had so as to understand my needs better. I really appreciate how she took time to understand my family situation and our budget before recommending suitable policies for myself and my family. Her patience, hard work and dedication make her a trustworthy financial consultant that I can depend on for help.

I have had the pleasure of working with Esther for my insurance and financial planning needs, and I am very satisfied with her service. She is proactive, transparent, and always ensures that I am well-informed. She takes the time to explain policies in detail, making sure I understand exactly what I’m getting and how it aligns with my goals. What sets Esther apart is her dedication to helping her clients make well-informed decisions. She doesn’t just sell insurance; she provides valuable insights that have helped me structure a more secure financial future. Her guidance has given me peace of mind, knowing that I am well-covered and financially prepared for the unexpected. Esther helped me navigate through various options, ensuring I chose plans that best suit my needs and long-term objectives. I highly recommend Esther.

Get in touch with me

Let’s have a conversation about your future, life aspirations, and financial well-being.

"Success Is Combining Effort With Strategic Thinking And Smart Decision-Making."

Certifications

Estate & Succession Practitioner

Bachelor of Business (Management)

Hello, I'm Lin Chun'Ai, Esther

Financial Consultant

MAS Representative No. LCE300106227

"Success Is Combining Effort With Strategic Thinking And Smart Decision-Making."​

Certifications

Estate & Succession Practitioner

Bachelor of Business (Management)

Testimonials

Get in touch with me

"Success Is Combining Effort With Strategic Thinking And Smart Decision-Making."