
“He is no fool who gives what he cannot keep to gain what he cannot lose.”
– Jim Elliot
Hello, I'm Joab Tay
Executive Financial Consultant
MAS Representative No. TWX300215014
“He is no fool who gives what he cannot keep to gain what he cannot lose.”
– Jim Elliot
With a deep commitment to holistic financial planning, Joab brings a personalised approach to every client relationship, focusing on security, growth, and values aligned with life’s greater purpose. Specialising in wealth management and retirement planning, Joab provides guidance tailored to the unique needs of professionals and families, especially those navigating transitions such as career changes or retirement. Known for blending comprehensive analysis with genuine care, Joab supports clients through life’s many financial stages, offering clarity, peace of mind, and integrity at every step.
As a parent of two young children, Joab understands the importance of planning for a secure and fulfilling future. His approach is shaped by a commitment to stewardship, ensuring that each financial plan honours clients’ goals and their legacy for loved ones. Guided by principles of honesty and service, Joab’s advice is grounded in thoughtful research and crafted to safeguard what truly matters to his clients.
Joab draws inspiration from seeing clients thrive both financially and personally, finding purpose in the positive impact his work can have. With a commitment to his clients’ well-being and a mission to serve with humility and respect, Joab remains a trusted partner in each client’s journey towards enduring financial security and confidence.
Achievements

Million Dollar Round Table
2024

Million Dollar Round Table
2023

Million Dollar Round Table
2022

Million Dollar Round Table
2021

Million Dollar Round Table
2020
Testimonials
Now that my portfolio is more clean in terms of insurance/risk management, I can trust him to help me step into investment. With a 'financial doctor' like him, I am more than happy to recommend him to my younger colleagues who need help to start early and properly, in case they make same mistake like me.
Get in touch with me
Let’s have a conversation about your future, life aspirations, and financial well-being.